FairLoan Blog
Straight answers on credit scores, cards, and loans in Sri Lanka.
How Easy Payment Plans (EPP) Actually Work
EPP can turn a single big purchase into small, manageable instalments — sometimes at 0% interest. Here's exactly how the mechanics work, and the fine print worth reading before you say yes.
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Credit Card vs Personal Loan: Which One Do You Need?
Both give you access to money you don't have yet, but they're built for very different jobs. Here's how to tell which one actually fits what you're trying to pay for.
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What Is a CRIB Score and Why It Matters
Every credit card or loan application in Sri Lanka starts with one report banks check first. Here's what a CRIB record actually contains, how it shapes approval decisions, and what you can do to strengthen yours.
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